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While most insurance policies today exclude landsliding or flooding from
coverage (except for FEMA-backed flood insurance), property owners can sometimes
obtain compensation for their property damage from responsible public agencies,
utilities, or others -- but generally only through litigation. Be aware
that the time deadlines for bringing claims against public agencies are
especially short! Speak to a lawyer as promptly as possible under the
circumstances.
Litigation frequently involves complicated expert work in geotechnical,
hydrological, and other fields. It is essential to retain a lawyer who can
assemble the necessary experts and present a convincing case to the public
agencies.

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